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AI-powered infrastructure · Human-reviewed intelligence

Finance should make growth easier.

Lume exists because too many founders are growing revenue and still flying blind financially. We're here to fix that, with systems and structure, and with the kind of senior finance experience you don't usually find at this price point.

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THE TEAM BEHIND LUME

Founder-led. Backed by senior strategic finance on every engagement.

Lume is built around the work of a senior finance operator and a strategic finance partner, operator instinct on the system, institutional rigor on the strategy. On every client.

Founder · your point of contact

Zia-Yade Patrick

The operator lane: building the system, running the rhythm.

I founded Lume to give founder-led agencies the forward-looking finance function that usually only arrives with a full-time hire. I spent more than a decade in senior finance at companies like Booking.com and Sunrock, then I started working independently with founder-led startups and scale-ups. That's where the same pattern kept surfacing: sharp founders making big decisions without the financial clarity to back them, because a full finance team isn't realistic at their stage. Lume is what I built in response. Every discovery call is with me, and I stay your point of contact throughout.

Focus inside LumeDiagnostic engagements, financial system build, client onboarding, reporting infrastructure, and monthly delivery rhythm.

Senior finance partner

Sindhu Mamillapalli

The strategy lane: modeling, scenarios, the decisions that matter.

Sindhu leads the strategy behind Lume: the financial modeling, scenario planning, and the numbers behind the decisions that carry the most weight. Eight years of senior FP&A and strategic finance, proven on capital structuring and due diligence at the Dutch development bank and a fast-growing infrastructure company. Institutional rigor, pointed at your agency's decisions.

Focus inside LumeStrategic depth: financial modeling, decision packs, monthly strategy calls, scenario modeling, and the Strategic Partner tier.

Why this structure matters for you

Lume is built so the system running monthly and the strategic depth behind the bigger decisions live in the same firm. The system runs in the background. The strategic finance perspective is there when a pricing change, a hire, or a cash gap calls for more than a report. The work is connected, and the perspective scales with what you need.

MISSION

To give every ambitious founder the financial clarity, control, and confidence to grow without guesswork.

Financial intelligence shouldn't require a €90K hire or a corporate finance department. It should be accessible, structured, and built to run, so founders can focus on building their business.

WHAT WE BELIEVE

The principles behind everything we build.

Clarity beats complexity

The businesses that make the best decisions are the ones with the clearest picture of what's actually happening in their numbers.

Systems outlast advice

A recommendation without infrastructure is just an opinion. We install the system that makes good financial decisions repeatable, measurable, and part of how your business runs.

AI accelerates. Humans decide.

AI helps us draft faster and catch patterns. Every number, every insight, every recommendation is reviewed by a human before you see it.

Honest numbers, honest conversations

If margin is eroding, we'll say so. If a hire is premature, we'll show you why. Honest conversations, even when they're uncomfortable.

You own your data. Always.

Every number you provide and every report we deliver belongs to you. If you leave, your data and all delivered reports leave with you.

Founders deserve CFO-grade thinking

A founder-led business faces the same financial complexity as a company ten times its size. The only difference is the budget for a CFO. We exist to close that gap.

HOW WE WORK

Three principles that shape every engagement.

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We tell you what's about to happen

Your accountant tells you what happened last quarter. We focus forward: what's about to happen, and what to do about it.

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A standardised, repeatable system

A standardised framework, customised to your business. Consistent quality, predictable delivery, structured scope.

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Built to run every month

We build systems that run every month. Financial clarity becomes a constant in how the business operates.

WHAT AN ENGAGEMENT LOOKS LIKE

From kickoff to month six. And every month after.

The deliverables sit on the services pages. This is what working with Lume actually feels like, month by month.

Week 1 to 2

Setup

We start with a deep dive into your numbers. P&L, client mix, team costs, retainer structure, project economics. From that, we build the financial model and KPI dashboard around the specific shape of your business. By the end of week two, the system is in place and the first reporting cycle starts.

Every month after

Monthly rhythm

On the 1st, you submit your numbers and any key business events from the month: a new hire, a lost client, a big deal closing. By the 10th, your report is in your Lume portal, ready to view or download. Ten minutes of your time per month. The system runs in the background.

When it's needed

Strategic depth

When a bigger decision is on the table, the Senior Partner steps in. A structured decision pack. A monthly strategy call. Scenario modeling for the calls that actually shape the business. Built into the Strategic Partner tier, available on-demand to Intelligence clients.

The same two people on every engagement. The senior person who builds it is the senior person who runs it.

OUR USE OF AI

AI-native infrastructure. Human-governed analysis.

We built Lume as an AI-native firm from day one. AI helps us work faster. Human judgment ensures we work accurately. Here's exactly where the line is drawn.

Pattern detection

AI scans your monthly data for anomalies a manual review might miss. It surfaces questions for human judgment to answer.

Report drafting

AI generates first-draft monthly reports from structured metric exports. Every draft is reviewed, edited, and personalised by a human analyst.

Checklist discipline

AI generates business-model-specific risk checklists so nothing falls through the cracks at delivery.

Structured input only

AI works exclusively with structured, anonymised exports. Raw documents, bank statements, and personally identifiable information stay outside the AI layer.

The Lume AI promise: Every number, every insight, every recommendation is reviewed by a qualified human analyst before it reaches you. You get the benefit of both. And the risk of neither.

Ready to see what Lume can do for you?

Book a free 30-minute discovery call. Just a conversation. We'll tell you in the first five minutes whether Lume is the right fit for your business.

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