For agency founders in Europe

The financial intelligence system
for founder-led agencies.

Built for founders ready for the financial clarity that comes with growth. A senior finance analyst, monthly intelligence on margin and cash, and the analysis that lets you make calls with confidence. Priced for the stage you're actually at.

Weeks

Days

Going live August 31, 2026.
Founding clients start sooner →

Get on the early list

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Founding clients

The full launch is August 31.
Founding clients start now.

Before launch, we're taking on a small group of founding clients. It starts with a free 30-minute discovery call, directly with the founder. Then comes the Clarity Session: one deep read of your agency's finances that shows where the cash really goes, which clients carry you, and the three moves that matter most right now.

More about the Clarity Session →

What we're building

A real analyst between your bookkeeper and a CFO. A structured monthly system, human-governed, AI-accelerated.

Your own analyst, one message away.

Your assigned analyst who learns your business, then sends a clear monthly read including the three moves that matter most. Your questions go directly to your analyst, who already knows your numbers.

Built for how agencies actually work.

Retainer mix, project margin, client profitability, utilization, scope creep, cash runway. The whole system is designed around agency economics, so the questions you get asked are the ones that actually move your business.

Senior-grade finance, agency-stage pricing.

Margin analysis, cash forecasting and decision support, delivered every month by your own analyst. From €950 per month for ongoing intelligence, with a strategic-partner tier for founders who want monthly calls and decision packs.

Human-governed, AI-accelerated.

AI handles the routine work: pattern detection, draft reports, anomaly checks. Senior finance handles the judgment: what the numbers mean, what to do about them. The work that reaches you has passed through both.

The team behind Lume

A small firm, on purpose. You always know who has your numbers.

Lume is deliberately kept small so the people doing the thinking are the people you talk to.

Founder · your point of contact

Zia-Yade Patrick

I founded Lume to give founder-led agencies the forward-looking finance function that usually only arrives with a full-time hire. I spent more than a decade in senior finance at companies like Booking.com and Sunrock, then I started working independently with founder-led startups and scale-ups. That's where the same pattern kept surfacing: sharp founders making big decisions without the financial clarity to back them, because a full finance team isn't realistic at their stage. Lume is what I built in response. Every discovery call is with me, and I stay your point of contact throughout.

Senior finance partner

Sindhu Mamillapalli

Sindhu leads the strategy behind Lume: the financial modeling, scenario planning, and the numbers behind the decisions that carry the most weight. Eight years of senior FP&A and strategic finance, proven on capital structuring and due diligence at the Dutch development bank and a fast-growing infrastructure company. Institutional rigor, pointed at your agency's decisions.

Get on the early list

One short note each week. Then
we go live.

Until launch, we're sending one short piece each Friday. Subscribers also get first access to the discovery call calendar when we open it.

No spam. One email per week. Unsubscribe anytime.